Alexey GorulyovFounder & CEO
PUZZLE HOME is a digital ecosystem that transforms the experience of Building and Lending in Single-Family Housing.
By integrating financial services and construction management through an AI-powered ecosystem, we turn a complex, stressful process into a seamless, digital journey.
PUZZLE HOME — AI-driven ecosystem for Single-Family Housing and Lending
We bring together individuals, contractors, banks, manufacturers, and landowners to ensure that individual houses are built on time and the right way, and financed with minimized credit risk.
PUZZLE HOME is a digital ecosystem that transforms the experience of Building and Lending in Single-Family Housing. By integrating financial services and construction management through an AI-powered ecosystem, we turn a complex, stressful process into a seamless, digital journey.
By integrating financial services and construction management through an AI-powered ecosystem, we turn a complex, stressful process into a seamless, digital journey.
This enables:
The platform assembles a comprehensive digital puzzle — a unique "biometric profile" for each house.
This ensures transparent, efficient financing and high-quality, on-time project delivery unlimited number of construction loans (booth mortgages and business loans) with minimized risk.
This ensures transparent, efficient financing and high-quality, on-time project delivery unlimited number of construction loans (booth mortgages and business loans) with minimized risk.
- Individuals to obtain a mortgage quickly, to observe the construction site, and finally to get a high-quality house is built on time
- Contractors to obtain construction loans quickly, to manage multiple construction sites simultaneously, and to find clients.
- Insurance to offer the best coverage terms on consultation and home policies
- Building materials manufacturers to showcase their products directly in project configurations
- Automated & Transparent Payments: AI validates milestones and triggers payments.
- Building materials manufacturers to showcase their products directly in project configurations
Automated milestone payments
AI-monitoring of construction, targeted use of funds and anti-fraud
Digital underwriting of the client and collateral in 9 seconds
1,500+ Construction and Finance metrics under digital control
On-line analytics and loan portfolio management in Single-Family Housing
For banks it enables rapid loan applications processing, precise construction cost assessments, real-time progress monitoring
In Russia PUZZLE HOME has already been implemented with the following banks: VTB and Gazprom. In progress: T-Bank, DOM.RF, SBER BANK.
For banks
2022
PUZZLE
is founded
is founded
2024 / Q1
First release
of the PUZZLE AI-scoring system
of the PUZZLE AI-scoring system
from VOSKHOD VC
2024/ Q3
$700K rised
as VOSKHOD VC & Malina VC Follow-on
2025 / Q3
$350K rised
2023
Angel's seed
+CustDev
+CustDev
2024 / Q1
from Malina VC
$500K rised
2024 / Q2
First Bank integration
2025 / Q3
Customer
Digital Path - product launch
Digital Path - product launch
2025 / Q3
+3 integrations with the TOP-5 Banks
2025 / Q3
PUZZLE in TOP-25 Russian Startups
2025 / Q3
Launch
in Turkey
in Turkey
South Asia expansion...
PUZZLE HOME Road Map
3200+
Monthly Active Users
$35M
Loan Applications in the first month
Million
3
of TOP 5 Russian Banks onboarded
Professional Contractors
on the platform
on the platform
140+
PUZZLE HOME numbers
60K+
Monthly Active Users
$5B
Volume of Loans issued
Billion
10
TOP 10 Russian
Banks onboarded
Banks onboarded
Contractors on the platform
1800+
Our plan for the Russian Market in 2028
Single-Family Housing Market in South Asia – $300 Billion
$10M
Investment Amount
$18B
annual EBITDA in 2030
South Asia
Target Market
Post-money valuation
$100M
PUZZLE HOME is coming to South Asia in 2026, and we are looking for a partner to become a leader in the South Asian Single-Family Housing and Lending FinTech.
Billion
Million
Million
- Design Your Digital Twin: Clients configure their dream home on our platform.
- Instant Bank Approval: AI-powered underwriting enables lightning-fast financing.
- Smart Supply Chain: Factories produce and deliver components on demand.
- Construction with Digital Oversight: Contractors build with real-time quality control.
- Automated & Transparent Payments: AI validates milestones and triggers payments.
- The Result: A happy homeowner with a quality home, and a confident bank with a secure asset.
The PUZZLE HOME Advantage in Turkey
How it works?
The Customer's Digital Journey from a dream to housewarming:
Alexey Gorulyov
CEO & Founder
CEO & Founder
We Turn Construction Chaos into a Seamless, Bank-Approved Process — Fast, Transparent Financing with Minimal Credit Risks.
Our Value:
By harnessing data, we empower individuals to build their homes efficiently while generating revenue from every transaction on our platform. We bring unparalleled transparency and control to an industry traditionally considered high-risk.
Our Mission:
We aim to place the finacing and construction of thousands of private homes under full digital oversight, providing millions of people with a relliabe pathway to a comfortable and secure life.
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